Security and Privacy Policy
Synergy Capital & Ventures Pvt Ltd (‘FN’ OR financenetwork.in) Values privacy of its user and is concerned about the security of the same. Trust of our users is very important to us. The users of our website (the "Website") may be concerned about the collection, use, dissemination and disclosure of the personal information that we collect when you use the Website and the services offered on the Website.

This Privacy Policy describes the information that we collect from the user, how we collect this information, and what we do with it. By using our Website, the user is accepting the terms, conditions and practices described in this Privacy Policy. By using the Website, user will be deemed to have given consent to use the Personal Information collected by FINANCENETWORK.IN and its users / affiliates/partners in accordance with the terms set out in this Privacy Policy. Please contact us if you have any questions or comments regarding this Policy.

Types of information that financenetwork.in may collect
We collect Personal Information (PI) that you provide to us such as your name, address, phone number, mail address, bank account number, credit card number, permanent account number, tan number, income tax details , passport , driving license details, bank statements, details of your business, track record of your past debts, loan defaults, property details and description, cost, method of acquisition, construction, legal status, mortgage history etc and also reasons for lending the security or seeking security for borrowings and other related financial and non financial information.

Incidental Information (II) such as operating system, browser type, the URL of the previous website you visited, your ISP, and your Internet protocol (IP) Address.

Information Collection:
When you communicate with us regarding the Website or the financenetwork.in Services, we will collect any information that you provide to us in any such communication.

We will also collect Personal Information (PI) when you provide it to us while you apply for a product or services, or make an application for intent of listing requirements or seeking an advisory or list as an advisor. We will also collect (PI) during the registration process when you create an account as a customer, member, advisor, lender or so. If you sign up to receive our communication or newsletter, we will collect your mail address.
Information collection upon associate or referral programs: In case you choose to use our referral service to tell a friend about the Website or the financenetwork.in Services, we will ask you for your friend's name and email address. We will automatically send your friend a one-time email inviting him or her to visit the Website. We store this information for the sole purpose of sending this one-time email and tracking the success of our referral program.

Technology Platform:
We use analytic and reporting technologies to record Information such as Internet domain and host names, Internet protocol (IP) addresses, browser software, operating system types, click stream patterns, and the dates and times that the Website and the financenetwork.in Services are accessed. We also contract with several online partners to help manage, monitor and optimize our Website and to help us measure the effectiveness of our advertising, communications and how visitors use the Website. We may use web cookies and beacons for this purpose.

Cookie
We use cookies to track your use of the Website and the financenetwork.in, provide you with a more personalized user experience, and to allow you to login and begin use of the financenetwork.in Services automatically when you visit the Website. Cookie is a small file placed on the hard drive of your computer.
Beacon
Beacon is an often-transparent graphic image that is placed on a web page or in an e-mail that is used to monitor the behavior of the user visiting the Website or receiving the e-mail. Web Cookies and web beacons used by financenetwork.in and our online partners are not linked to Personal Information (PI) . This Privacy Policy covers the use of cookies and web beacons by financenetwork.in and does not cover the use of cookies or web beacons by any other third party, or advertiser.

Use of the information: For our use:
We use collected information for our own internal purposes such as providing, maintaining, evaluating, and improving the Website, fulfilling requests for information, producing and the products and services that you order, and providing customer support.

For third Party use:
Your personal information (PI) may also be shared with the other members of this website. Upon acceptance of these terms and conditions, you hereby grant an unequivocal and absolute consent to share your personal information with third parties. financenetwork.in will not be required to seek your consent again in respect of sharing your personal information with third parties.

We may also share your information with marketing agencies and other businesses if we in our sole discretion understand that your information may be used to market a product or service. From the personal information (PI) that we share , we shall exclude data in relation to your financial status, income , source of earnings, personal identification codes , passwords, numbers, bank account details , credit card numbers, CVV numbers, encryptions, cookies and other such electronic details. Suitable information out of the above said (PI ) may be shared if that is necessary to complete your services requirements posted by you on our site.

Impact of Business Reorganization, Merger, Amalgamation or takeovers on information sharing.
Your Personal Information (PI) may be disclosed to any successor or a resulting company or an acquirer such as a company that acquires us. In the event financenetwork.in goes through a business Reorganization or a merger or acquisition by or with another company, or sale of all or a portion of our assets, your Personal Information (PI) may be transferred along with other assets. You will be notified by a notice on our Website or email of any such change in ownership or control of your Personal Information (PI).

Mandatory Disclosures required by law or when information sharing Becomes necessity.
We may disclose your Personal Information (PI) to prevent an emergency, to prevent harm to others, to respond to legal requirements, to protect or enforce our rights and policies, to protect or enforce the rights of a third party, or as required or permitted by law (including, without limitation, to comply with a summon or court order).

Information Disclosure to Service Providers , Process Partners and sub -contractors.
We may hire or enter into arrangement with various associates and business partners online and offline to execute whole or part of your service requests. We may also enter into arrangements with several online partners to help provide, manage, maintain, monitor and optimize our Website and financenetwork.in Services and to help us measure the effectiveness of our advertising, communications and how visitors use the Website. We will use reasonable efforts to prevent such third parties from disclosing your Personal Information, except for the purpose of providing the services in question. We cannot guarantee that such third parties will not disclose your Personal Information (PI). In no circumstances, FINANCENETWORK.IN shall disclose data in relation to your passwords, code numbers, credit card numbers, expiry dates relationship numbers, CVV numbers, encryptions, cookies and other such electronic details.

We may use third party service providers to serve ads on our behalf across the Internet and sometimes on the Website. They may collect anonymous information about your visits to our Website, and your interaction with our products and services. They may also use information about your visits to this and other websites to target advertisements for goods and services. This anonymous information is collected through the use of a web beacon, which is industry standard technology used by most major websites.

We will share incidental Information (II), in aggregate form, to potential customers strategic partners, advertisers, investors and others However, it cannot be easily used to identify you personally.

Information Disclosures to Reserve Bank of India (RBI) and Credit Rating Agencies
financenetwork.in may share the personal information of a user with a Credit Rating Agencies and RBI to effectively carry out business. financenetwork.in may also share information with financial intermediaries to comply with Reserve Bank of India guidelines or direction in this regard.

Limitation to our commitment to protect your personal information:
Whenever we obtain your Personal Information, we make reasonable efforts to protect it from unauthorized access or disclosure. However, we assume no liability for any disclosure of data due to errors in transmission, unauthorized third party access or other acts of third parties, or acts or omissions beyond our reasonable control. We are not insurers of the security of your Personal Information.

Website Content.
The content that you store, post, or transmit on or through the Website, such as message board postings, storefront pages, and images on your listings, may be accessed by other users, including people that you do not know. We are not responsible for the actions of others. Therefore, you should use care in communicating with other users and only disclose your Personal Information to other users that you know to be trustworthy. You should not assume that your content will be kept private.

Change in the personal information and review by the user:
For your protection, you will be required to provide proof of your identity to obtain a copy of your Personal Information. If your Personal Information changes or if you no longer want to use the financenetwork.in Services, you may correct, update or deactivate your Personal Information and/or your account through the account management screen. If you would like to deactivate or terminate your account you can also contact. You can obtain a copy of and request that we correct errors in your Personal Information by emailing us .

Method of security for personal information protection:
The security of your Personal Information (PI) is important to us. When you enter sensitive information such as a credit card number and/or aadharcard number on our registration or order forms, we encrypt that information using secure socket layer technology (SSL).
We follow generally accepted industry standards to protect the Personal Information submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet, or method of electronic storage is completely secure. Therefore, while we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Internet-based Transfers
As the Internet is a global environment, using the Internet to collect and process Personal Information necessarily involves the transmission of data on an international basis. By providing financenetwork.in with your Personal Information you acknowledge and agree that we may store your Personal Information and transfer it to and from our servers located in the. We endeavor to protect all Personal Information collected through the Website in a safe, confidential and secure manner.

Use of third party web sites and our privacy policy
This Privacy Policy does not apply when you access third party websites. We cannot control how third parties may use Personal Information you disclose to them, so you should carefully review the privacy policy of any third party website you visit before using it or disclosing your Personal Information to its provider.

Opting out of our services:
If you no longer wish to receive our newsletters and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing us at support@financenetwork.in.

We also provide you the opportunity to opt-out of having your Personal Information used for certain purposes. For example, if you list or buy our service but do not wish to receive any additional marketing material from us, you can indicate your preference on our order form. If we disclose your Personal Information to a third party in a manner that is not set forth in this Privacy Policy you will be notified so that you can make an informed choice about sharing your Personal Information with that third party.

Users of our website should be otherwise eligible to contract.
The financenetwork.in Services are intended for users ages 21 and above . Accordingly, we will not knowingly collect or use any Personal Information from individuals that we know to be under the age of 21. In addition, we will delete any information in our database that we know originates from an Individual under the age of 21.

Policy changes
We may change the policy if required and shall intimate you of any material changes by an email to you/ your account or by way of a notice on the home page of the Website. Once you receive the policy change intimation, you shall review the new Privacy Policy carefully to see that you understand our revised terms, conditions practices and procedures.
Effective Date: Effective from 20th Feb , 2020